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Welcome to RescueRefi.com
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“Underwater” Refi
The Underwater Refi is a “lifeline” for underwater homeowners! It gets rid of your underwater loan and gets you a new loan at 90% of your home’s current market value. If your loan is at least 25% higher than your home’s current market value, you may be eligible for an Underwater Refi! There are other requirements, and the Underwater Refi will not work for everyone, so please review the website and contact us to learn more.
The Underwater Refi is NOT a loan modification or short sale.
It is a Principal Reduction Refinance. Qualification is based on income, not credit score. You get to keep your home!
We purchase your loan directly from your current lender. Then, because we now own the loan, we can give you a new loan! This program is possible only because RescueRefi.com has partnered with a a large private Hedge Fund. Because the Hedge Fund is private, they are able to make their own investment decisions and are not constrained by typical bank lending guidelines.
Our Hedge Fund professionals will negotiate with your lender(s) to purchase your loan at no more than 90% of current market value. We will then give you a new loan with a principal balance equal to 90% of current market value. You qualify for the new mortgage based on your income and employment, not on your credit score. So if you’ve missed mortgage payments, we can still work with you.
The Underwater Refi takes longer than a typical refinance and is not a solution if your are in imminent danger of losing your home to foreclosure. If your are current on payments or have missed payments but not gone into foreclosure we may be able to help you.
Our operators are standing by anytime day or night to take your call. Call our Toll Free hotline or fill out the form to the right to receive a fast response to your inquiry.